{"id":238185,"date":"2021-10-24T15:23:02","date_gmt":"2021-10-24T14:23:02","guid":{"rendered":"https:\/\/buzzsouthafrica.com\/?p=238185"},"modified":"2021-10-24T15:23:13","modified_gmt":"2021-10-24T14:23:13","slug":"how-to-claim-uif-when-resigned-dismissed-or-retrenched","status":"publish","type":"post","link":"https:\/\/buzzsouthafrica.com\/how-to-claim-uif-when-resigned-dismissed-or-retrenched\/","title":{"rendered":"How To Claim UIF When Resigned, Dismissed or Retrenched"},"content":{"rendered":"
With the aim of giving workers something to fall back on when they suddenly become unemployed or unable to work due to certain circumstances, the Unemployment Insurance Fund (UIF) was established close to twenty years ago. As a public entity of the Department of Labour, the UIF<\/a> has been providing short-term monetary assistance to workers, not only when they lose their jobs, but when they go on maternity, adoption, illness, and paternity leave. They also provide short-term relief to the dependents of deceased workers who were contributing to the fund before their demise.<\/p>\n Though every worker is expected to make UIF contributions, some are expressly excluded by relevant legislation. They include independent contractors who are deemed to be employers and those working less than 24 hours a month for an employer. The UIF benefits, however, can only be claimed<\/a> by workers who are registered with the Unemployment Insurance Fund and have been contributing to the Fund while working. It is noteworthy that the amount to be claimed is dependent on how long the worker has been contributing to the Fund, as well as how much the worker earns as a monthly salary.<\/p>\n Workers who are eligible to claim the UIF benefits are those who work 24 hours or more in a month and have been registered with the Unemployment Insurance Fund by their employer. As such, the employees have to be making contributions to the Fund. Employers are expected to pay a UIF contribution of 2% for each of their workers. 1% of the employee’s monthly earnings, excluding commission, is being deducted for the contribution while the employer contributes the other 1%. The payment is made to the Unemployment Insurance Fund (UIF) or the South African Revenue Services (SARS).<\/p>\n Note:<\/strong> The Unemployment Insurance Contributions Act and Unemployment Insurance Act applies to all workers except:<\/p>\n Domestic workers and employers were included under the Act on April 1st, 2003.<\/p>\n The UIF unemployment benefits are only available to workers whose services were terminated by their employers and who have been contributing to the Fund. Hence, those that resigned or retired cannot<\/a> claim the benefits as the worker is seen to have voluntarily terminated his or her services, even if the employee has been making contributions to the Unemployment Insurance Fund while working and was forced to resign due to personal circumstances. One can however claim<\/a> the benefits if his or her resignation is considered as a constructive dismissal by the Commission for Conciliation, Mediation, and Arbitration (CCMA).<\/p>\n Furthermore, those who retired from work are presumed to start receiving retirement benefits after voluntarily leaving their job and the benefits can be a guaranteed or living annuity. Nonetheless, some retirees may be able to claim the UIF benefits if they were required to leave their work on reaching a certain age despite them preferring to keep working. Their chances of receiving the benefits depend on the code reported by their employers on the UI-19 form submitted to the Department of Labour at the end of each month. Additionally, workers, who have been suspended or absconded from work, are not eligible to claim the unemployment benefits.<\/p>\nWho is Qualified To Claim UIF Benefits?<\/strong><\/h2>\n
\n
Can I Claim UIF Benefits When Resigned or Retired?<\/strong><\/h2>\n
\n