The South Africa Unemployment Insurance Fund<\/a> (UIF) is governed by the Unemployment Insurance Act, 2001, and the Unemployment Insurance Contributions Act, 2002. The Act which came into operation on the 1st of April 2002 provides the opportunity for contributors to pay in some amount of their income for a period of time, and when they need it, they can also collect it back.<\/p>\n UIF is a short-term relief for workers who are unemployed or have to take a temporary break from work for maternity, adoption leave, or illness. Although all employees in South Africa are eligible to become UIF beneficiaries, not all categories of workers or employees are qualified to participate in the contributory fund.<\/p>\n The Unemployment Insurance Fund (UIF) is open to all workers and employers except:<\/p>\n To become a UIF beneficiary, an employer has to register with the South African Revenue Service (SARS) for Employees\u2019 Tax. He or she will also have to register to pay UIF contributions. Employers who fall under the following category will have to register at the Unemployment Insurance commissioner’s office:<\/p>\n UIF contributions are clearly stated for both employers and employees and employers are mandated not to deduct their part of the contribution from the employee’s monthly income. The employee is expected to contribute 1% of their monthly remuneration that is paid by the employer, but when the employer is remitting this fund to UIF, he is expected to contribute a total of 2% of the employee’s monthly remuneration. This is because aside from the 1% contributed by the employee, the employer is also expected to also contribute 1% of the remuneration that he or she is supposed to pay the employee for the month.<\/p>\n The contribution does not apply to so much of the amount the employer pays the employee. As of the 1st of October 2012, the maximum earning celling was R14,872 per month or R178,464 per annum, and employees who earn more than R14,872 will calculate their contribution using the maximum earning ceiling amount. This means that even if they earn above R14,872, their contribution will still be R148.72. With effect from the 1st of June 2021, the maximum earning celling will not exceed R17,712 per month or R212,544 per annum.<\/p>\n Besides the point explained above, here are other basic things to know about the Unemployment Insurance Fund (UIF) contributions:<\/p>\n Unemployment insurance fund payment can be done via efiling<\/a>, electronic fund transfer (EFT), or at any branch of banking institutions that are approved for UIF payments.<\/p>\n Payments must be made within 7 days after the month has ended and contributions have been deducted. If the last payment day within this window period falls on a public holiday or weekend, then you should make payments on the last working day before the weekend or public holiday.<\/p>\n If you have been making payments into the unemployment insurance fund and get into a situation like unemployment, illness, maternity, or adoption leave that puts you in a situation where you need to claim your funds, then you should apply at the Labor office or online<\/a>. After your registration date, you should start receiving your fund within eight weeks and then every four weeks until your benefits have been exhausted.<\/p>\n And every time you are paid, you will receive a payment slip showing how much you have been paid and how much you have left to claim. The requirements for claiming the funds differ, depending on the one you enrolled for.<\/p>\n To claim your unemployment benefits, you will need:<\/strong><\/p>\n To claim your Illness benefits, you will need:<\/strong><\/p>\n To claim your Adoption benefits, you will need:<\/strong><\/p>\n To claim your Maternity benefits, you will need:<\/strong><\/p>\n To get full benefits from UIF, you must have been a contributor for up to four years, this makes you eligible for credit for up to 238 days which is about eight months. But if you have not contributed for up to four years, then you will be paid for one day out of six working days.<\/p>\n Generally, the percentage of the payment you receive as a benefit will depend on your income while you were a contributor. Usually, it ranges from 38% and 60%<\/a> of your total payment while you were still a contributor and low-income contributors usually get a higher benefit payment percentage.<\/p>\n If you want to know how much payment you can claim from UIF, then you will have to calculate it depending on the number of days you worked and contributed. But note that the maximum UIF that can be paid per day is 58% of what you earn daily while you were a contributor. To calculate the amount you can claim, follow the steps below:<\/p>\n Step 1:<\/strong> Calculate how much your daily payment is.<\/p>\n Let’s say you receive R11,000 monthly. To calculate your daily payment you will multiply R11,000 by 12 then divide by 365.<\/p>\n i.e. 11,000 x 12 = 132,000<\/p>\n then 132 000\/365 = 361.64<\/p>\n This gives us a monthly payment of R361.64.<\/p>\n For your benefits, you are expected to receive payment for one day out of six working days. Let’s assume that as a contributor, you contributed for 9 months, which is about 270 days and your daily rate as we calculated is R361.64 for a monthly remuneration of R11,000.<\/p>\n Step 2:<\/strong> To calculate your claims, you will divide the number of days you worked and contributed by six.<\/p>\n i.e. 270\/6 = 45<\/p>\n Step 3:<\/strong> Now to get your total claim, multiply 45 by your daily remuneration.<\/p>\n i.e. 45 x R361.64 = R16 273.8<\/p>\n Therefore, R16,273.8 is the total amount you can claim as benefits for the period of time you will receive benefits from UIF.<\/p>\n Normally, the maximum number of days you can receive benefits for UIF is 238 days and that is only if you have contributed for up to four years, and we have already established that you cannot receive more than 38% to 60% of your income as a contributor.<\/p>\n So, if we assume that you were a contributor for up to four years and are eligible for the 238 days payment that is eight months, you will receive about R2,034.225 as your monthly benefits. If you are eligible for less than 238 days, then the benefit percentage may be higher.<\/p>\n If you earn more than R12,478 as a contributor, you will receive a fixed amount of R 4250- 4550 per month as benefits because the higher you earn, the lower the benefit.<\/p>\n To download and fill the UIF salary schedule form, follow the procedures below:<\/p>\n You may have to submit the form at the Labour office.<\/p>\n The following offenses as regards the UIF can result in a fine or imprisonment for up to two years:<\/p>\n If you have any issues regarding UIF contributions or benefits and wish to make inquiries, you can contact UIF<\/a> via call on 0800 030 007<\/strong> or send a mail to uifcallcentre@alteram.co.za<\/a>. If you want to send website-related queries, you can send a mail to uFiling@alteram.co.za<\/a><\/p>\n Note that UIF call centers are available from 7:30 am to 4 pm from Mondays to Fridays only. If you have to send a query any time outside this time, then it may be best you send an email.<\/p>\n","protected":false},"excerpt":{"rendered":" Being laid off from a paid job can be a very difficult time for anybody financially, especially if you were not putting necessary measures in place to prepare for such times. Saving something tangible out of your monthly salary in preparation for times when you may be unemployed or temporarily out of work may not […]<\/p>\n","protected":false},"author":34,"featured_media":234680,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"2normal","footnotes":""},"categories":[446],"tags":[],"yoast_head":"\n![\"UIF](\"https:\/\/buzzsouthafrica.com\/wp-content\/uploads\/UIF.jpg\")
<\/a><\/p>\nWho Is Not Eligible For UIF Payments?<\/strong><\/h2>\n
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Steps You Must Take To Become A UIF Contributor<\/strong><\/h2>\n
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How Much Do Contributors Need To Pay For UIF?<\/strong><\/h2>\n
![\"Check](\"https:\/\/buzzsouthafrica.com\/wp-content\/uploads\/UIF-ylg.jpg\")
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How To Pay UIF Contributions<\/strong><\/h2>\n
How Do I Claim My UIF Fund?<\/strong><\/h2>\n
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![\"UIF](\"https:\/\/buzzsouthafrica.com\/wp-content\/uploads\/UIF-720x475-1.jpg\")
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How Long Do I Have To Contribute To UIF For Me To Claim My Benefits?<\/strong><\/h2>\n
![\"UIF](\"https:\/\/buzzsouthafrica.com\/wp-content\/uploads\/UIF-1.jpg\")
<\/a><\/p>\nHow Much Will UIF Pay Me?<\/strong><\/h2>\n
How To Fill A UIF Salary Schedule<\/strong><\/h2>\n
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UIF Offenses And Penalties<\/strong><\/h2>\n
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How Do I Contact UIF?<\/strong><\/h2>\n