How To Check Your Account Balance on ABSA

The need to check your balance at intervals cannot be overemphasized as it helps you plan your finances well with little or no error. ABSA has made it easier for customers to check their balance anywhere and anytime without stress. You do not have to go to a branch and stand in long queues to know your balance. Whether you have a smartphone or not, you can check your ABSA account balance at your comfort. There are several ways of checking your ABSA account balance, and as a customer, you can choose from any of these methods depending on your preference and your situation at the time.

Account balances are not the only things you can check at the comfort of your home. ABSA loans can also be checked without visiting the bank. If you want to know how to check the balance on ABSA, whether it is your account balance or loan balance, then you are at the right place.

How To Check Your Account Balance On ABSA Using Various Methods

Methods of checking your ABSA balance vary from using the app, cellphone banking, checking online, and even using an ATM. All methods are fast and reliable. Your method of choice only depended on how convenient it is for you.

You Can Check Your Balance On ABSA Using ABSA App

ABSA Mobile app is one of the easiest means of checking your account balance. It can be used anywhere, at any time, and does not require mobile data to use because it is zero-rated. The major limitation it has is that it can only be used by those who have smartphones.

To access the mobile app, you will have to first download it to your phone from the Google play store or app store, depending on your smartphone’s software. After downloading and installing the app, you can now proceed to register your account number and mobile number on the app. After this, you can then access the app anywhere and anytime without going through the process again.

To check your account balance using the ABSA app, follow the steps below:

  • Tap on the ABSA app on your phone screen.
  • Log in to the app using your username and password.
  • Immediately you log in, your account balance will be displayed on your screen.

You Can Also Check Your Account Balance Using Cellphone Banking

Cellphone Banking is also one of the most convenient methods of checking your balance. It can also serve you anywhere, at any time, and is not limited to smartphone users only. It is also free to use, so whether you have airtime or not, checking your ABSA account balance is possible. Here is how to go about checking your balance using the ABSA cellphone banking USSD code:

  • Dial *120*2272# to log on to ABSA Cellphone Banking.
  • Enter your 5 digit pin.
  • Tap 1 (to check your balance), then send.
  • Your accounts will be displayed to you.
  • Select the account you will like to check.
  • Your balance for that account will be displayed on your screen.

You Can Check Your Account Balance Using An Automatic Teller Machine (ATM)

Another method for checking your account balance is by using the ATM. This method is also easy but requires your physical presence at an ATM stand. You may also have to stand in a long queue if you meet other users when you get there. But in a situation where you are with your ATM card, but not your phone, and you need to check your balance, this method will be a great option.

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ABSA Account Balance

To check your balance using an ATM, follow the steps below:

  • Insert your card into the ATM.
  • Enter your PIN.
  • Select Balance Inquiry.
  • Your balance will be displayed on the ATM screen.

How To Check Your ABSA Loan Balance

ABSA customers can take a loan from the bank with so much ease. All you need is your ID card, proof of ID card, and proof of bank statement. ABSA loan payment interest rate is customer-friendly, and installment payments have a window period of 12 to 84 months – depending on how much you borrow. Note that with ABSA loans, you can loan a maximum of R350,000 to pay back in 84 months.

You can borrow money from the bank to buy a house or a car – whatever your need is, ABSA loan has it covered. You can also calculate your loan installment payments and check your loan balance online without visiting a bank branch.

How To Apply For ABSA Loan

Applying for ABSA loans is so easy and convenient. They have made the service available to customers who prefer online banking and those who do not really like online banking. Even if you are just a new ABSA customer, you can also apply for a loan.

You can apply for ABSA loans using the mobile app, cellphone banking, and online portal. To apply via cellphone banking, all you need to do is dial *120*2272# to get started, then follow the prompts. To apply online via the app or online portal, log in and navigate through the app or portal.

In a situation where you are really stranded and need to borrow money immediately, you can borrow an instant loan at any ABSA ATM. You can borrow from R250 – R8,000 – payable in 35 days.

You Can Check Your Home Loan Balance Using The ABSA App

The ABSA app allows customers to manage their loans without having to visit a bank branch. You can check your loan balance, view your transaction history, view your home loan account details, and lots more.

ABSA Account Balance

To check your loan balance, follow the steps below:

  • Download, install and register the app on your phone.
  • Log in to the app using your username and PIN.
  • Navigate through the app to check your loan account balance.

You Can Also Check Your Home Loan Account Balance Online

The ABSA online portal for customers is also a great means of managing your loan account. You can also apply for a fast loan, view your loan account details and history, download your account statement, and check your balance via this means. To check your balance, follow the steps below:

  • Log on to ABSA online.
  • Enter your PIN and username to access your portal.
  • Navigate through the portal to check your loan balance and perform other functions.

How To Check Your ABSA Cheque Balance

You can also check your cheque balance with so much ease using cellphone banking. Here is how it works:

  • Dial *120*2272#
  • Input your 5-digit PIN.
  • Select 1.
  • Customers who only have a cheque account will have their balance displayed immediately.
  • Those who have more than one account will have all their account portfolios displayed.
  • Select the account your cheque is linked to.
  • Your cheque balance will be displayed on your screen.


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