Crimes do happen everyday across the country, but remote car jamming stands the most commonly committed crime leaving the owner at the mercy of insurance companies who often do not pay the victim.
People are often distracted when they walk away from their vehicles, so they are unaware that their cars have not locked and their valuables are unprotected, but with the use of car jammers, cars are being prevented from locking by using a household remote to override your car’s remote, as they both operate on the same frequency.
Head of Standard Insurance Limited Johan van Greuning said despite the fact that authorities and the public have known about car jamming for a very long time now, the problems associated with it has been on the rise.
“It has become such a common occurrence that some shopping centers have installed car jamming detection technology, but even with these measures in place people still get caught,” said van Greuning, adding that close to 40 car jamming and theft cases happen in places like Sandton every week.
You Are Responsible For Your loss
Close to 56,616 vehicles were reportedly stolen in South Africa in 2014, taking the total to 810,785 since 2004.
With approximately 11 million cars on South Africa’s roads, Datadot, puts the number of stolen vehicles in the country at an estimated 1.6 million.
While there has been debate about whether insurers should cover the losses, the Ombudsman for Short-Term Insurance has ruled that policyholders are responsible for losses suffered – as the onus is on them to ensure their cars are locked when they park, according to Mybroadband.
Quite a number of insurance company policies specify that they will cover certain stolen items if they are locked in the boot and the car is forcibly broken into but if the individual is a victim of car jamming, they are not covered by the majority of the insurers.
Get to know how Car jamming works on this video clip
Safety Tips For Car Jamming
Standard Insurance’ Van Greuning shared some safety tactics that can help reduce possibilities of becoming a victim of car jamming. They include:
- Be hyper-vigilant when parking your car. Take note of any people in the vicinity of the parking area.
- Park in well-lit, well-populated areas. If you feel uncomfortable, park elsewhere.
- Watch and hear the locks engage when you press the lock button on your remote.
- Most people carry a laptop or tablet in their vehicle, and criminals are well aware of this fact. Always back up your hard drive, make sure you have a password in place, and never openly store your banking details.
- Take expensive electronics with you when you leave your car.